Let’s face it, most of us would rather receive care in our own homes than a nursing home or assisted living facility.
If you purchase home care coverage as part of your long-term care insurance plan, it could pay for a:
You should start thinking about a long term care plan if you’re aged 45 and 55, as part of your retirement plan to protect your assets from the high costs and burdens of extended health care.
Don’t put pressure on your family to support you, when long-term care insurance can cover out-of-pocket expenses. Without it, the cost of providing these services may quickly eat into your savings and those of your family.