Creative Benefit Options

Get The Healthcare Benefits Advice You Need

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Are the premiums for your Obamacare/ACA plan unaffordable?

Are doctors or hospitals not accepting your current Obamacare/ACA plan?

Do you have no coverage at all because Obamacare/ACA costs were too high during open enrollment?

If you’ve answered yes to any of these questions,

Creative Benefit Options can help you.

As specialist healthcare benefit advisors, you should contact us if you’re:

A BUSINESS OWNER looking for affordable healthcare coverage for you and your employees

AN INDIVIDUAL seeking lower cost, lower deductible healthcare options

SOMEONE WITH A HEALTH INSURANCE PLAN YOU WANT TO IMPROVE by adding some or all of the following:

✓ Accident coverage

✓ Long Term Care

✓ Dental/Vision coverage

✓ Flexible Term Life Insurance

Everyone values their health, so let us help you get the most value out of your health insurance.

Please book a FREE consultation
Better Health Care is Our Mission

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Expert Advice On Your Health Coverage

It’s no secret that, despite their name, the Affordable Care Act plans are driving up the cost of health insurance.

But choosing not to have health insurance at all is not a good option.

So what can you do to give yourself good health coverage without breaking the bank?

Creative Benefit Options exists to help you make the right choices. We’re going to give you vital advice about 3 key health insurance options you might want to consider:

Non-Obamacare/ACA Plans (AKA Term Medical Plans) >

Critical Illness Living Benefit Plans >

Long Term Care Insurance >

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About Creative Benefit Options

We’ve been helping individuals, families and small businesses with health coverage, life insurance, long-term care plans, retirement options, final expense planning and more since 2009.

During that time, our services have expanded to include Living Benefit plans, due to the urgent need for coverage that goes beyond basic health insurance.

We look forward to helping you find peace of mind with a tailored health benefits package that meets your needs.

Our Address: 4185 Snapfinger Woods Drive, Decatur, GA 30035

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See what our clients have to say

Micheal C
I have worked personally with Wesley on a number of clients, and he really does a great job of explaining all the options, and finding the best fit. As an insurance professional myself, I usually have some more technical questions than most people ask, and he is always more than happy to answer them

Micheal C

Georgia
Briggs S
Wesley was very helpful in finding the right insurance for my needs. He is very knowledgeable of all the different insurances available for your needs and if not, he goes the extra mile to find out what is available. Wesley makes you feel very comfortable when he is helping you. He gets you the best value for the money. Wesley is on time, very professional and shows a genuine interest in his clients needs. I would recommend Wesley to anyone who is looking for personal insurance

Briggs S

Georgia
David G
Wesley and I have been aligned for years in the Insurance industry. I have a vested interest in his success and also give positive recommendations only when fully deserved. With 13 years in business, working with thousands of Agents, Wesley is absolutely one of the most sincere, diligent, caring, and hardworking people I have the pleasure to know. He is the ultimate team player. I highly recommend Wesley for anyone looking for an outstanding benefits advisor.

David G

Georgia
Tracy W
Wesley is an expert in the areas of health, life, disability, long and short term and supplemental insurances. I first worked with Wesley in the beginning of 2012. My experience with him was very positive. He is very knowledgeable and excellent at communicating the value of Insphere products in a clear and concise way. Besides the fact that the products are excellent, I trust Wesley implicitly with my insurance needs. He brings a great deal of value in client relations to the table. He is not pushy at all. His focus in business is on building long term relationships. He has also taken the time to get to know my business and has even referred me to others. I highly recommend Wesley for your insurance needs

Tracy W

Georgia
Paige S
Wesley Laird is the consummate professional. He goes the extra mile with his clients to make sure their questions are answered and stays on top of dealing with insurance companies and paperwork. I have recommended his services to individuals I know

Paige S

Georgia
Stephanie B
Wesley Laird is a TRUE PROFESSIONAL. In addition to his warm and open personality, he is quite knowledgeable very patient with his clients. I had a lot of questions regarding the insurance solution that would best suit my needs; and he took the necessary time to answer all of them in detail, while still showing a very caring attitude. He made the application process seamless and his follow up is quite timely. You can get insurance from many sources, however, the difference lies in the level of customer service provided. Wesley Laird’s level of customer service is excellent and that sets him above.

Stephanie B

Georgia
Whitney H
When I left my corporate position to run my own business, I had to shop for my own insurance for the first time and really had no idea where to start. Enter Wesley, who made the process easy, fast and enjoyable. Wesley was a delight to work with from the beginning and really took the time to make sure I felt comfortable with my options, understood everything and made an informed choice. He was so patient with my numerous follow-up calls and emails and was very fast to respond with answers to all of my questions. I would highly recommend Wesley to anyone who is looking to explore their insurance options.

Whitney H

Georgia
Dylan C
My experience with Wesley was excellent in terms of how smooth and simple he made it. This was my first time registering with a health insurance company and I was told it was a long, drawn out process. Wesley talked me through all of the fine print, interpreted it diligently, and helped me weigh all of the pros and cons for each program. The process was nothing like I expected due to Wesley's knowledge on the content, experience in the industry, and personable skills. I would highly recommend him to anyone looking to get insured, if they simply have questions or seeking advice.

Dylan C

Georgia

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